We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge
We have officially paid off all of our consumer debt outside of our mortgage in the last 6 months. That’s about $40,000! During those 6 months we also had to replace our stove and refrigerator, make major repairs to our furnace, and my husband was out of work for medical reasons without pay for 10 days. We never would have made it through all of that and eliminated our debt if it wouldn’t have been for the information we learned from the Financial Fitness Program.
Danny and Stephanie Homann